Run the scenarios. Certify and elect. Insure. Some years, claim or appeal. Then the whole thing again. Fallow does that paperwork with you, and produces one record of the farm: a better picture of your risk, before you commit.
Read on.Your risk lives in a lot of places. No one sees it whole.
It’s in the plan, the acres you certify, the yields that follow, and the policy your agent wrote. Each office holds one piece. None of them holds the farm.
Some acres carry the farm. Some are a wash.
Is that ground paying most years? Would it do better in a different crop, or a different use? That answer should come from your own numbers, acre by acre.
You elect a program and buy coverage every year, on a partial view.
Is the election right for these acres? Will the coverage hold on that acre, for that crop, against what you certified? You should know before you sign.
Fallow is a record.
It’s written once, out of the work you already do, and it’s yours. Nothing leaves without you sending it. The record is accurate, or it is corrected. We don’t make loans, and we don’t sell seed, chemical, or insurance.
The same record goes to the bank with you.
When you renew your line, or change lenders, your lender reads what you already know. It’s standardized, so a bank in Vincennes and one in Lubbock read it the same way. Your standing is worth something to a lender because we won’t let anyone fake it.
Your standing looks like this.
Season 7 · Day 226Figures shown to demonstrate the mechanism, not a specific operation.
Own your record.
We’re working with a small number of operations for now. Ask your questions. We’ll write back to find a time to talk.